Small Business Banking
Simple, Smart Solutions for Your Business

Earn great rewards for your small business

Whether you want to earn miles or cash back: the choice is yours. Citi has a unique set of small business credit cards with benefits to help your business thrive.

Subject to credit approval

Learn more
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® / Costco Anywhere Visa® Business Card by Citi
All the lending products you need, when you need them

Loans From $5,000 - $5,000,000

Financing for buying equipment, expanding operations, and other specific long-term needs.

Lines From $10,000 - $5,000,000

Funds you can draw from as needed to manage your short-term, recurring or unexpected cash flow needs.

Loans From $250,000 - $5,000,000

Acquire, refinance or expand a Medical, Dental, or Veterinary practice.

Loans From $250,000 - $5,000,000

A secured loan for buying, refinancing or renovating your business space with fixed or variable rates.

What are the differences between loans and lines?


Borrow a fixed amount all at once

Ideal for long-term investments - for example, if you’re buying equipment or other fixed assets that may take several years to pay off.

Lines of Credit

Finance your short-term priorities

Cover payroll, seasonal expenses and more with a line of credit that offers the flexibility to repay and reuse funds up to your available credit amount.

Contact a Business Specialist

To learn more about CitiBusiness Solutions, request a call from one of our business specialists.

How to Apply

Prepare your documents

Get the documents you need before you visit the branch

What to bring

Visit a branch

Complete an application after speaking with a specialist at your local Citibank branch

Find a location

Still have questions?

Get answers to common questions about Citibank credit and lending

Visit our FAQs

Call our customer service specialists

1-877-528-0990 (TTY 1-800-945-0258).1-877-528-0990 (TTY 1-800-945-0258).
We’re available Mon-Fri 7am to 11pm ET and Sat-Sun 9am to 5:30pm ET.

All commercial loans and lines of credit are made by Citibank, N.A., an equal credit opportunity lender, and are subject to satisfaction of Citibank's underwriting and credit approval.